Frequently asked questions.

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Credit Repair FAQs

The Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA) and the Fair Debt Collections Practices Act (FDCPA) are consumer protection laws that gives you the right to a 100% accurate credit report. By leveraging these laws we are able to remove the accounts that are holding back your credit scores. 

Our services start with an extensive audit investigating every account on your credit report for errors and inaccuracies. Once we have put together a solid case for each account we create personalized dispute letters disputing the accounts with the credit bureaus. 

After the credit bureaus have completed the investigation we review your credit report to see what items have been removed from the disputes. Once we have reviewed the results we will escalate the dispute process for any accounts that are still reporting inaccurately. 

You can start seeing results in your credit in as little as 30 days, but on average our Standard Credit Repair Clients graduate in only 4 to 6 months. Each client’s case is dependant on the items on reporting on their credit.

YES! We help you develop a personalized strategy to help you grow your credit profile. The strategy to building your credit is based on several variables. After reviewing your credit report we are able to help you find the perfect strategy to building a great credit profile. 

Concierge Services FAQs

Our Concierge Services are reserved for our high end clients who are looking for expedited professional credit services. We take the time to consult with you throughout the entire process and personally walk you through the credit repair process. 

By personally handling your case we directly with your creditors to expedite the credit repair process. This includes calling collectors, preparing personalized disputes, and making sure you graduate our services as fast as possible. 

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