How Credit Card Balances Impact Your Credit Scores

How Credit Card Balances Impact Your Credit Scores

Most people know that their credit card balances affect their credit scores in some way. But you may not be aware that your balances impact your credit scores directly. The credit industry calls this “credit card utilization.” It sounds like a $10 phrase, but all it...
What Makes Up Your Credit Score

What Makes Up Your Credit Score

So what makes up your credit score, anyway? It’s a question that gets asked a lot because there’s no easy, clear-cut answer. That’s due to the fact that a litany of different kinds of credit data and information in your credit report is also factored into your credit...