How to Build Positive Credit

How to Build Positive Credit

Do you have bad credit or no credit? How do you go about building positive credit so that you can increase your credit scores? There are many ways, but they all come down to one thing: adding the right accounts to your credit portfolio. Building positive credit is one...
Optimizing Your Credit Card Balances

Optimizing Your Credit Card Balances

Understanding and managing your credit card balances one of several important tools for increasing your credit scores and an important one. In another post, we talked about understanding how your balances affect your scores. That is, especially the percentage of your...
What Makes Up Your Credit Score

What Makes Up Your Credit Score

So what makes up your credit score, anyway? It’s a question that gets asked a lot because there’s no easy, clear-cut answer. That’s due to the fact that a litany of different kinds of credit data and information in your credit report is also factored into your credit...
Tools to Improve Your Credit Scores

Tools to Improve Your Credit Scores

Do you need to improve your credit? Are you getting turned down for credit cards or loans? Are you being offered unfavorable interest rates for financing? In that case, you might need to use these tools to improve your credit score. The first thing to keep in mind...